Apple copied Microsoft with iPad, not the other way around

I?m guilty. When I read the reports of Microsoft?s Surface tablet this week, I did a big internal eye roll and thought, ?Microsoft copies Apple again.?

Then today, I saw a very funny post and it reminded me that Microsoft actually came out with the Tablet PC in 2002; it?s just that no one cared at the time.

It?s a little like that great scene in the movie ?Pirates of Silicon Valley,? when Steve Wozniak in the early 1970s pitches the Apple I prototype to an HP exec and the suit replies, ?What on earth would ordinary people want with computers?? Well, OK. Maybe it?s not that similar, but you get the picture; the Tablet PC was an idea ahead of its time. It wasn't a touch pad, it relied on a pen, but it was small, flat and ran Windows XP.

To learn more and to read the entire article at its source, please refer to the following page, Apple copied Microsoft with iPad, not the other way around- Computerworld Blogs

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Breivik should be declared sane: defense

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Afghans end push to recover bodies from landslide

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Discover The Best Advantages To Better Team Building

Discover The Best Advantages To Better Team Building

When you discover the many advantages to effective team building you will be in a position to actualize your staff. Getting more from the manpower and department heads that make up your business can give you the best results in terms of your businesses performance. Learning how this can be possible would be the best first step you can make.

Taking the approach that being a leader is a matter of skill means that anyone in a position to lead can be made to do so more effectively. Giving your staff the tools and resources they need to get the most from their efforts is the key. The right knowledge can make a huge difference.

Promoting and hiring people based on how good a leader they are will give you good results. For the best results you can choose to offer them tools and training that allows them to grow and develop into better leaders. There are many ways to go about doing this.

Selecting a book to give your management team will allow them to draw upon the same approach. Promoting greater harmony between leadership styles as well as getting access to advanced philosophies can make more of a difference than you would expect. Exploring this option is something you should try hard to do as it will allow you better managers.

A conference or speaking engagement can be very helpful as well. By allowing your team to practice and learn the skills needed by a good leader you can assist in promoting their efforts. The end result of this may even be the management team of your dreams.

Searching for more information on ways to enhance your managers can be done best online. Choosing to look here will give you quick and easy access to everything you need. Putting it to use will only be possible once you are in possession of the right educational resources. Learning the skills needed to become a good leader is something that can be done by any member of your work force or existing staff.

If you are interested in what better leadership development can do for your company you would be wise to look into the situation. Taking the time to learn ways to enhance the skills of your staff will allow you a greater degree of management styles and tools to use. Better leaders will be good for every aspect and facet of your company or business.

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Advantages Of VA Loan Refinancing | Gilmorevaletservice

VA loan refinancing has become very popular among American soldiers and veterans can take advantage of low interest rates. So most veterans in a VA loan for refinancing. It is a simple and straightforward program that many American veterans plan their finances well helps.

Advantages of VA mortgage refinancing

There are several advantages to the use credit refinance VA.

1) The loan you get a lower interest rate than your current VA loan. In reality you only if you have a VA loan to qualify for refinancing.

2) Document acceptance, which is a long process, not necessary in this type of loan.

3) The lender does not ask for a credit report, nor do they want to go home assessments.

4) The financial-VA funding Thanks for permission to use your original VA loan.

5) You can use the loan with no money in your pocket. With a VA refinance loans, taking all costs for the loan.

6) The Streamline financing can be a variable rate mortgage (ARM), fixed rate, or ?hybrid floating rate.?

7) The monthly payments should be lower than what was on the old loan unless the refinancing is done by ARM. Moreover, if the new fixed-rate period is shorter, then your monthly payment will of course higher.

It is possible to pay for VA refinance loans in 2 months.

Difference between cash-out refinance VA IRRRL

1) The VA IRRRL is used to refinance into a lower interest rate than your current VA loan. You can raise to pay a debt or money to get your home equity.

2) By means of a loan, you can add only two points on the IRRRL loan while the cash-out you can get some points if you are within 90% of the value of the house to use.

3) The monthly payment for VA IRRRL must be less than the first loan. For cash-out refinance VA Finance, there is no such provision.

4) You can only refinance the existing loan for VA IRRRL. But for cash-out you can get cash up to 90% of the house.

Conventional to VA Streamline Refinance

Veterans may also be of a conventional loan to refinance VA loans to refinance. In this type of loan, you pay for the funding fee may be included in the loan. This works on 2.2% when they used it for first time borrowers, no matter what your credit history ever to be, you are eligible for this loan you are eligible to take advantage of low interest rates. Moreover, you do not pay the monthly credit. You should not forget that the government only guarantees these loans, they will not wait for perfect.

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LOHAN CRASH | Weekly World News

Lindsay Lohan crashed her Porsche, and she?s blaming Liz Taylor?s ghost!

First of all it was the driver?s fault, then it was her?s, now Lindsay Lohan has told friends that crash which totaled her rented Porsche was because the ghost of Liz Taylor was yelling at her at the time.

Every since Lindsay Lohan began shooting the Lifetime biopic ?Liz & Dick? Lohan has told friends that the Ghost of Liz Taylor has been haunting her, telling her how to act, what to wear and how to behave. ?Lohan told friends that Taylor has not been happy with Lohan?s performance.

?She told me that Liz Taylor?s ghost is a bitch,? said a friend close to Lohan.

The driver of the truck that Lohan rammed into said that?the accident was entirely Lohan?s fault and said he didn?t see Liz Taylor?s ghost or ?any ghost? anywhere near Lohan.

?The only ghosts are in her head,? the truck driver reportedly said.

Lohan was brought to Santa Monica UCLA hospital, but was released right away. ?Liz Taylor?s ghost stayed with Lohan, berating her for crashing a Porsche. ??You almost killed me again,? the ghost of Liz Taylor reportedly said.

Lohan and her ghostly friend were back on the set today.

?

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Burnt Hills Flag Day Parade time lapse video

This time lapse video of the Burnt Hills Flag Day Parade was shared on NewsChannel 13?s Facebook page by Rick Noel.

Watch the whole parade in 1:14 minutes! Like NewsChannel 13 on Facebook and see other news updates, photos, videos and more.

Share your photos and videos with us on Facebook and they may show up on News Caf? sites as well!

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Apartment Careers: Real Estate/Property Management jobs, San ...

About Pinnacle.

We invest in great people. That's why clients trust us with their real estate investments!
At Pinnacle, we consider our employees our most valuable asset. In fact, our number one key business objective is to attract and retain the best talent in the industry! At Pinnacle, the key to our continued success and competitive advantage is our people.

We offer a total compensation and benefits package to help with your needs today and build for your future tomorrow. We recognize that each employee is an individual with individual needs, lifestyles, and interests. Our benefits package was created with the flexibility to support employees who are at different places in their lives and careers.

Pinnacle values diversity and is committed to equal opportunity in employment. We offer a safe, healthy work environment for employees through a commitment to maintaining a drug-free workplace.
Pinnacle has ongoing employment opportunities at our headquarters in Seattle, our more than 40 branch office locations nationally and our many managed communities throughout the country.

Pinnacle is the national leader in third-party fee management of investment real estate encompassing multi-family, commercial space, affordable housing and military housing. Pinnacle is built on four basic principles:

Quality people

Strong customer service

Solid market knowledge

Superior systems and support capabilities

At Pinnacle, success is about more than having a healthy bottom line. Guided by our principles and values, we are committed to making Pinnacle an amazing and unique place to work for each member of our team.

About the job..

As an Assistant Business Manager at Pinnacle you are an important piece of the onsite management team. You help guide the ship, so to speak, of a Pinnacle community under the direction of the Business Manager. The Assistant Business Manager is a business leader who focuses on resident customer service and assists in managing the operations, leasing activity, renewals, collections, financial reporting, supplies, and communications of a multi-million dollar apartment community. This position requires unmatched customer service and individuals who thrive in a customer-centric, fast-paced environment. Be ready to be busy!

Essential Responsibilities:

Address the concerns of current and prospective residents in a friendly and professional manner.

Helps set the standard on how Leasing Agents engage prospective and current residents. Tours and leases apartments as necessary.

Helps with training staff as necessary and models effective sales techniques on a daily basis.

Leads rent collection efforts, specifically with delinquent residents. This may involve lease termination and legal action if necessary.

Assist in managing the propertys budget by making sound fiscal decisions to increase the net operating income of the community.

Inspecting apartments during move-in and move outs, walking apartments and the community as needed.

Fill the role of acting Business Manager when the Business Manager is absent.

Personal Competencies:

Business leader

High energy

Customer focused

Articulate

Detail oriented/organized

Strong Communicator both oral and written

High degree of flexibility and tolerance for change

Qualifications:

Minimum of high school diploma, Bachelors degree preferred.

1 to 2 years previous minimum related work experience, property management exp a plus!

General office, bookkeeping and sales skills

Excellent interpersonal skills and ability to deal effectively with persons from diverse social, economic and ethnic backgrounds.

Extremely computer literate, including Microsoft office Suite

Previous experience in a supervisory role is helpful.

Pinnacle has grown to become America's largest apartment manager through many different successes. Yet, in today's ultra-competitive market, each success must fuel the next and speed is essential in the ongoing race to lead the industry.

If you are ready to work hard and be empowered and encouraged to innovate, contribute ideas and discover solutions to provide current and potential residents with unparalleled, world class customer service please complete click Apply Online.

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ASUS outs Tablets 600 and 810, Transformer-like slates running Windows 8

ASUS Presents a Complete Solution for the Ubiquitous Cloud Computing Era
Chairman Jonney Shih unveils ASUS Open Cloud Computing, integrating software, services and the ultimate ASUS transformation devices into one seamless platform

Taipei, Taiwan (4 June, 2012) ? At ASUS' pre-Computex press event "Incredible Innovation Endless Possibilities", Chairman Jonney Shih unveiled the company's total solution for the ubiquitous cloud computing era, ASUS Open Cloud Computing (A.O.C.C.).

"At ASUS we have been incubating for the arrival of this exciting era for several years. We believe that an open and balanced architecture can provide the best, ultimate solution for the new ubiquitous cloud computing era," said Mr. Shih as he introduced A.O.C.C. and unveiled an entire line of incredibly innovative products including ASUS TAICHI, Transformer AiO, Transformer Book, Designo MX monitors and RT-AC66U router which took transformation into a whole new level.

ASUS TAICHI
The ASUS TAICHI is a slim and stylish ultraportable with an astonishing double-sided LED-backlit IPS/FHD display. With a touch screen on the outside of the lid, the TAICHI opens up a whole host of new mobile possibilities as it plays the role of both notebook and tablet. With the lid open, it's just like any other notebook computer, but with the lid closed the TAICHI instantly becomes a multi-touch tablet computer with stylus support. Better still, the two screens are completely independent of each other and can be used simultaneously for a host of innovative new applications. Available in both 11.6" and 13.3" screen sizes, the TAICHI is as light and thin as the ASUS ZENBOOK? and delivers uncompromised mobile performance, with 3rd generation Intel? Core? processors, fast SSD storage and dual band 802.11n Wi-Fi.

ASUS Transformer AiO
Part tablet, part All-in-One PC, the Transformer AiO is an innovative device that can seamlessly switch between both, and features dual operating systems to give users the option of switching between Windows and Android to suit their needs. Engineered to work with Windows 8, the Transformer AiO features an extended 18.4" 10-point multi-touch LED-backlit display which can be easily removed from its base station to become a wireless display for the AiO PC, extending the range of the PC and allowing users to continue with their work anywhere in the home. The display can also be converted into an Android-based tablet for the home with the press of a button.

ASUS Transformer Book
The ASUS Transformer Book is the world's first convertible notebook - allowing users to instantly switch between a notebook and a tablet by simply detaching the screen. It is aimed at users who prefer the portability of a multi-touch tablet computer for leisure, but still want access to a more traditional Windows-based notebook for productivity use. Thanks to 3rd generation Intel? Core? processors and discrete graphics, along with SSD and HDD storage, 4GB DDR3 dual-channel RAM and USB 3.0, the Transformer Book delivers performance that rivals other notebooks on the market. It also features ASUS SonicMaster technology to deliver crystal-clear sound with deep rich bass through its integrated speakers.

ASUS Tablet 810 (Windows 8) ASUS Tablet 600 (Windows RT)
The ASUS Tablet 810 (Windows 8) features the Next Generation Intel? Atom? processor and 2GB of RAM with a 64GB eMMC for user storage. The 11.6" display with 1366 x 768 resolution uses Super IPS+ technology to deliver superior visual clarity both indoors and out, while its 10-point multi-touch is complemented by Wacom digitizer stylus support.

The ASUS Tablet 600 (Windows RT) utilizes the NVIDIA? Tegra? 3 quad-core processor and 12-core GPU for outstanding mobile graphics performance; it also has 2GB RAM and a 32GB eMMC for user storage. The 600's 10.1" display with 1366 x 768 resolution features Super IPS+ technology for excellent readability both indoors and out.

Key to both the 810 and 600, however, is the supplied mobile dock that instantly transforms the tablets into compact clamshell ultraportables, complete with full QWERTY keyboards, a trackpad, additional USB expansion and a second battery for extended usage away from the power socket. Both tablets also include ASUS SonicMaster technology for supreme audio and built-in NFC sensors for easy syncing with other NFC-enabled devices.

ASUS Designo MX279H and MX239H monitors
ASUS' displays are industry leaders when it comes to vibrant colors and elegant design. With their attractive looks and bezel-free matte IPS panels with LED-backlighting, ultra-wide 178? viewing angles and outstanding color reproduction, the new Designo 27" MX279H and 23" MX239H displays ensure customer happiness with their slim and stylish design which exudes beauty. Dual HDMI inputs provide flexible connectivity options, while ASUS SonicMaster technology, co-developed with Bang & Olufsen ICEpower? audio delivers incredible audio fidelity.

ASUS RT-AC66U router
The ASUS RT-AC66U router integrates dual-band Gigabit wireless with fifth generation 802.11ac Wi-Fi technology, also known as 5G WiFi, which enables speeds up to three times faster than existing 802.11n. As one of the first routers to achieve this, it tops Gigabit wireless requirements with a combined 2.4GHz/5GHz bandwidth of 1.75Gbps. This massive data rate makes it an excellent high speed router for demanding online applications, coupled with exclusive ASUS AiRadar signal amplification and shaping technology. Easy ASUSWRT setup, multiple SSIDs, and IPv6 support further enhance networking, while strong USB-based capabilities turn the RT-AC66U into a 3G, FTP, DLNA, and printer server for genuine multi-role functionality.

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Cars.com Awards Creative Business - Adweek

Cars.com has found a new home.

Two months after launching a review of its creative business, Cars.com has hired the Chicago office of mcgarrybowen. Annual media spending is estimated at $30 million.?

Three other shops competed for the assignment, including The Martin Agency, according to sources. The other contenders could not be ascertained.

The new agency replaces DDB Chicago, which handled the account since 2001 but declined to defend.?

Other top accounts at mcgarrybowen's Chicago office include Kraft, Sears and Bud Light. The office, led by president Tim Scott and chief creative officer Ned Crowley, has a staff of about 200.

In making the hire, Cars.com vp of marketing Linda Bartman cited the winner's "ability to provide true strategic insights into our category, fully integrate within our marketing mix and deliver ground-breaking creative."

In the past, Cars.com has been a regular advertiser on the Super Bowl. This year, the brand ran an ad in the third quarter that was set in a dealership and depicted a fortyish guy with an extra head coming out of his back, Men in Black style.?The mini head?which sang, "Hey baby, I want that car. Hey, baby, I really want that car. Let's get that car and go!"?represented the confidence the shopper gained by pre-researching auto brands on Cars.com.

The brand has showcased itself during the big game for five straight years, but has yet to decide whether to continue this with next year's game, which will air on CBS and is already more than half sold-out.

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Goldman Sachs Accidentally Released Documents Incriminating the ...

Posted by kingcade on Thursday, May 31, 2012 ? Leave a Comment?

The lawyers for Goldman Sachs, a global investment banking and securities firm, have been dealing with a lawsuit filed against them by Overstock.com. After Overstock.com filed a motion to disclose certain internal documents of Goldman Sachs, the lawyers for the firm filed an opposition which accidentally made many of their internal documents, such as emails within the company, public record. Among the many issues that were brought to light due to the disclosure of the documents was ?naked short selling.? The speculation throughout Wall Street was that naked short selling was nothing more than a myth, but in fact Goldman Sachs has been participating in this act of high finance counterfeiting for years.

The act of naked short selling is where the investment firm who is hired to purchase stocks (such as Goldman Sachs) does not actually locate or purchase the stocks. By doing so, Goldman Sachs was creating an artificial stock supply. Goldman Sachs was avoiding spending time searching for the stocks and also avoiding paying fees to borrow the stocks. The illegal acts committed by Goldman Sachs have been brought to light only months after the former Goldman Sachs? Executive, Greg Smith resigned and publicly released that the firm took advantage of their clients.

To read more on this story visit: http://www.rollingstone.com/politics/blogs/taibblog/accidentally-released-and-incredibly-embarrassing-documents-show-how-goldman-et-al-engaged-in-naked-short-selling-20120515#ixzz1v0M2jZcl

If you are in a financial crisis and are considering filing bankruptcy, contact an experienced attorney who can advise you of all of your options. As an experienced CPA as well as a proven bankruptcy lawyer, Timothy Kingcade knows how to help clients take full advantage of the bankruptcy laws to protect their assets and get successful results. Since 1996 Kingcade & Garcia, P.A. has been helping people from all walks of life build a better tomorrow. Our attorneys? help thousands of people every year take advantage of their rights under bankruptcy protection to restart, rebuild and recover. The day you hire our firm, we will contact your creditors to stop the harassment. You can also find useful consumer information on the Kingcade & Garcia, P.A. at www.miamibankruptcy.com.

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Taking a Hard Look at Private Student Loans - Mint

Throughout 2011, the cost of tuition and fees increased by about $1,000 for students attending public universities. Increased tuition and fees, combined with a decline in funding for higher education at the state level, has led to an?unprecedented amount of student debt?in the United States.

This has caused many students to borrow their funds from private lenders, rather than the Federal Government. Before you sign away on the dotted line and start paying for your entire education with private student loans, here are a few things to consider:

No Exit Strategy

Private loan interest rates vary based on your credit, so you may have a higher rate if your credit score isn?t great.?And like federal loans, private loans are generally non-dischargeable.

The National Association of Consumer Bankruptcies has called upon Congress to pass legislation that will allow borrowers to discharge students loans from private lenders, including for-profit banks and Sallie Mae. It?s not the first time this type of legislation has been submitted, so don?t get your hopes up just yet.

So, for now, if you can?t pay your private student loans back, and you?ve exhausted all available payment reduction options with your lender, your credit may take a big hit. Unlike federal loans, private creditors aren?t obligated to offer forbearance or payment reduction options.

Rates Subject to Change

If you have excellent credit, you can get a low rate on private student loans, but the rate is generally variable (as of May, 2012, only a couple of lenders were offering private loans at fixed rates). This means your rate is subject to the vagaries of the broader market, as well as your ability to repay. If you go into default, you may?see your interest rates skyrocket, just as you would with a credit card. On the other hand, federal student loans have a rate that is locked in, which means it might be easier to budget your life after college, including your eventual repayment.

Some parents prefer their children get private loans because it means they assume all of the debt associated with going to college. However, few students can get private loans without a cosigner, and in many cases, parents can become just as responsible for paying back the loan if their child defaults.

Know Before You Owe

The ?Know Before You Owe? Bill is attempting to educate borrowers and make the lending process more transparent, but it?s possible the bill might not make it in time to cross the current President?s desk. On a basic level, the bill requires counseling for students seeking to get private student loans.

Other provisions of the bill would require students to be informed if they still have federal lending options available and require confirmation with the school to verify the student is actually enrolled. While this might get students thinking about whether or not they want to borrow, and in some cases, help them avoid getting loans they don?t actually need, it still won?t do anything to lower the cost of tuition and fees, which is the very reason students are taking out loans in the first place.

So, What?s the Alternative?

Well, you can always spend the first two years at a community college getting your general education requirements out of the way at a fraction of the cost of even the most inexpensive state schools.

Or, you can put off going to college until you?re 24 ? that?s the age at which your parents? income is no longer counted on your FAFSA, which might help you qualify for more funding.

It also might be worth considering trade school instead of college. The cost might be similar, but the tenure is shorter and you will possibly have a better chance of gainful employment upon graduation.

Rising tuition costs are a very real problem that shows no sign of abating any time soon. While you may want to go to college, it is important to consider the possibility of facing a lifetime of debt ??and question whether that is too high a price to pay for an education.

?Taking a Hard Look at Private Student Loans? was written by Nicholas Pell, a freelance writer based out of Los Angeles, CA.?

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Head of Pricing Excise Tax Based Bristol ? (J5499 ... - Lucy Bristow

Our Client, A Global FMCG company, have a brand new and exciting opportunity for a Head of Pricing Excise Tax within the Group Sales function, reporting directly to the Director of Business Performance Planning.?The successful individual will lead the pricing and excise centre of excellence, ensuring the companies overall pricing and excise capabilities are continuously developed and embedded around the business in order to support the delivery of their targets.

?Developing the central price strategy and supporting the local regional /market price strategies aligned to their best practice toolboxes and market footprint strategy, as well as ensuring robust pricing KPIs are developed and embedded to enable accurate and clear understanding of overall pricing being leveraged in our business plans and excise capability development roll out programs.

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Key Responsibilities:

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• Roll-out of Sales Growth Driver Pricing and Excise management into sales regions/markets
• Ensure continuous development of SGD methodologies, processes and tools through internal and external benchmarking
• Work with sales regions and markets to ensure that adequate capabilities with regard to pricing, excise tax and trade margins are set up within the GS organisation
• Disseminate use of best in class pricing analysis tools and methodologies and ensure new applications of best practice price/excise analyses are shared with all key market experts
• Work with sales regions and markets to ensure existence of adequate capabilities with regard to pricing, excise tax and trade margins
• Deliver pan market price modelling to inform a company wide price plan
• Review and refine market pricing proposals that meet the agreed profit impact escalation criteria
• Support markets and regions as required with pricing and excise modelling, strategy and decision making
• Provide markets and regions with best practices excise tax planning, argumentation and lobbying support
• Set up of global network of Pricing/Excise Tax/Trade Margin experts
• Ensure understanding (and processes) in place to deliver continuous two-way communication between markets, regions and group on any price and excise changes in markets
• Present to senior forums of the group on projects and tasks
• Track achievement of agreed pricing, excise tax and trade margin initiatives

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??Candidate Key Requirements:?

• Substantial experience in a significant commercial /analytical / pricing development role at management level
• Specific knowledge and experience of price management and pricing strategy in FMCG environment
• Sound understanding of excise environment and the implications of on our commercial objectives
• Excellent communicator able to synthesise and communicate information from a wide variety of sources
• Strong change management capability and ability to influence a senior stakeholders across the whole of the company and key external contacts
• Excellent organisational and cross-cultural awareness
• Deep understanding of FMCG?s and competitor strategies and industry regulations
• Excellent leadership, coaching and motivational skills and a capability to positively impact the wider department outcomes and overall company stakeholder group

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